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if he stops workingJuly 2026
monthly spending$5,000 /mo
when he claims social security
The bridge to Social Security
his pensionsfrom the $850kwhat he spends
His income, every year, from what
after tax, in today’s dollars · drag the timeline to read any year · the union pension has no cost-of-living raise, so it slowly fades while Social Security + savings carry more.
Where every dollar comes from & goes
The $850k nest egg
Guaranteed income floor
How much of his spending is covered for life by pensions + Social Security, before touching a dollar of savings.
Her horizon — what Mom would have
the monthly paycheck
worth confirming · best estimates from deep research, plug in exact figures when he has them
adjust the numbers ▸
Most are his real numbers; a few are careful estimates (tagged). The moment the union office gives exact figures, type them here and the whole dashboard becomes exact.
Friendly reminder: a planning estimate to think things through, not financial or tax advice. The pension, Social Security, RMD, Medicare, and tax math are simplified. Confirm real figures with his pension fund, ssa.gov, and a tax pro before deciding.
made with care for dad · plan date july 1 2026 · numbers stay in this browser · print this plan